myCSUSM
Benefits Summary
Below you will find a summary of the benefits offered to Regular CSUSM Corporation Employees. Regular CSUSM Corporation Employees are appointed for a minimum of thirty (30) hours per week. For more detailed information visit our Employee Handbook or you may contact CSUSM Corporation Human Resources at (760) 750-4700 or hrcorp@csusm.edu.
Group Health Insurance
- Auxiliary Organizations Associations - Anthem CA Select HMO Plan 15 Benefits Summary 2024
- Auxiliary Organizations Associations - Anthem CA PPO Plan 80 Benefits Summary 2024
- Auxiliary Organizations Associations - Anthem CA Care (Full Network) HMO Plan 20 Benefits Summary 2024
- Auxiliary Organizations Associations - Anthem CA PPO Plan 90 Benefits Summary 2024
- Auxiliary Organizations Associations - Kaiser South HMO 15 Benefits Summary 2024
CSUSM Corporation shares the monthly premium cost with its regular employees for health insurance. CSUSM Corporation has elected to purchase coverage through the Auxiliary Organizations Risk Management Alliance (AORMA), an organization consisting of CSU auxiliaries. By participating in the AORMA plans, we are able to reduce our costs as well as reduce the potential for increased premiums in the future. The broker contracted by AORMA in securing these plans is Wells Fargo Insurance Services. Several health plans, including health maintenance organizations (HMO's) and preferred provider organizations (PPO's) are offered through AORMA. Employees may select one of the five following medical plan options (effective 1/1/24):
-Anthem CA Select HMO / Premier / HMO 15 Select
Phone: (800) 888-8288
| Monthly Rate |
CSUSM Corporation |
Employee Contributes Monthly | Employee Contributes Per Check | COBRA Cost | |
|---|---|---|---|---|---|
| Employee | $712.00 | $712.00 | $0 | $0 | $726.24 |
| Employee + 1 | $1,423.00 | $1,423.00 | $0 | $0 | $1,451.46 |
|
Employee + 2 or more |
$2,015.00 | $2,015.00 | $0 | $0 | $2,055.30 |
-Anthem CA HMO (Full Network) / Premier HMO 20
Phone: (800) 888-8288
| Monthly Rate | CSUSM Corporation Contributes |
Employee Contributes Monthly | Employee Contributes Per Check | COBRA Cost | |
|---|---|---|---|---|---|
|
Employee |
$782.00 | $782.00 | $0 | $0 | $797.64 |
|
Employee + 1 |
$1,564.00 | $1,564.00 | $0 | $0 | $1,595.28 |
|
Employee + 2 or more |
$2,215.00 | $2,215.00 | $0 | $0 | $2,259.30 |
-Kaiser HMO
Phone: (800) 464-4000
| Monthly Rate | CSUSM Corporation Contributes |
Employee Contributes Monthly | Employee Contributes Per Check | COBRA Cost | |
|---|---|---|---|---|---|
| Employee | $599.00 | $599.00 | $0 | $0 | $610.98 |
| Employee + 1 | $1,176.00 | $1,176.00 | $0 | $0 | $1,199.52 |
| Employee + 2 or more | $1,523.00 | $1,523.00 | $0 | $0 | $1,553.46 |
-Anthem PPO (Prudent Buyer) High 90
Phone: (800) 888-8288
| Monthly Rate | CSUSM Corporation Contributes |
Employee Contributes Monthly | Employee Contributes Per Check | COBRA Cost | |
|---|---|---|---|---|---|
| Employee | $1,046.00 | $983.00 | $63.00 | $31.50 | $1,066.92 |
| Employee + 1 | $2,093.00 | $1,890.00 | $203.00 | $101.50 | $2,134.86 |
| Employee + 2 or more | $2,962.00 | $2,366.00 | $596.00 | $298.00 | $3,021.24 |
-Anthem PPO (Prudent Buyer) Low 80
Phone: (800) 888-8288
| Monthly Rate | CSUSM Corporation Contributes |
Employee Contributes Monthly | Employee Contributes Per Check | COBRA Cost | |
|---|---|---|---|---|---|
| Employee | $976.00 | $976.00 | $0 | $0 | $995.52 |
| Employee + 1 | $1,956.00 | $1,890.00 | $66.00 | $33.00 | $1,995.12 |
| Employee + 2 or more | $2,767.00 | $2,366.00 | $401.00 | $200.50 | $2,822.34 |
DENTAL INSURANCE (Delta Dental)
Phone: (800) 777-5854
| Monthly Rate | CSUSM Corporation Contributes |
Employee Contributes Monthly | Employee Contributes Per Check | COBRA Cost | |
|---|---|---|---|---|---|
| Employee | $40.30 | $40.30 | $0 | $0 | $41.11 |
| Employee + 1 | $80.50 | $80.50 | $0 | $0 | $82.11 |
| Employee + 2 or more | $124.60 | $124.60 | $0 | $0 | $127.09 |
CSUSM Corporation contributes 100% of the monthly premium for dental insurance for each regular employee and 100% of the monthly premium for spouses and eligible dependents.
VISION INSURANCE (VSP)
Phone: (800) 877-7195
| Monthly Rate | CSUSM Corporation Contributes |
Employee Contributes Monthly | Employee Contributes Per Check | COBRA Cost | |
|---|---|---|---|---|---|
| Employee | $9.90 | $9.90 | $0 | $0 | $10.10 |
| Employee + 1 | $13.90 | $13.90 | $0 | $0 | $14.18 |
| Employee + 2 or more | $24.10 | $24.10 | $0 | $0 | $24.58 |
CSUSM Corporation contributes 100% of the monthly premium for vision insurance for each regular employee and 100% of the monthly premium for spouses and eligible dependents. Regular employees are also eligible for Computer Vision Care through this benefit that allows employees to obtain corrective eyewear designed to meet specific health and vision needs of computer users.
LIFE INSURANCE – The Hartford
CSUSM Corporation contributes 100% of the premium for Life and Accidental Death and Dismemberment (AD&D) insurance for regular employees. Both benefits are equal to one times your Annual Earnings up to a maximum of $50,000. Employees are also eligible to select Optional Life and AD&D insurance programs. Please see Human Resources for further details about these benefits.
LONG-TERM DISABILITY – The Hartford
CSUSM Corporation contributes 100% of the premium for Long-Term Disability insurance for regular employees. Benefits are 66 2/3% of the first $7,500 of your Pre-disability Earnings, reduced by Deductible Income.
AFLAC - Supplemental Insurance Coverage
RETIREMENT PLAN – TIAA
Phone: (800) 842-2252
CSUSM Corporation offers a defined contribution retirement plan that operates under Section 403(b) of the Internal Revenue Code (IRC). The Plan was established on September 1, 1997. The purpose of the Plan is to provide retirement benefits for participating employees. Benefits are provided through TIAA. Regular employees are eligible to participate in the retirement plan on the first day of the month following date of hire. When you begin participation in the Plan, contributions will be made automatically to the funding vehicles that you've chosen.
The contributions are based on a percentage of your compensation, according to the schedule as follows:
- 8% contribution by the institution (CSUSM Corporation)
- 3% minimum contribution by the employee
Additionally, eligible employees are immediately 100% vested within this plan.
(NOTE: Employees may contribute additional amounts up to the maximum allowable limits allowed by Federal Law)
Flexible Spending Account - Administered by Benefit Coordinators Corp. (BCC)
CSUSM Corporation offers its regular employees choices related to its benefit programs. The CSUSM Corporation Flexible Spending Account qualifies as a cafeteria plan under Section 125 of the Internal Revenue Service Code. Because of this plan, employees can choose from several tax savings options related to their benefits. Those options include:
- Pre-Tax Medical Premiums
- Benefits for Cash Program (cash back in lieu of benefits)
- Flexible Spending Accounts (Medical and Dependent Care)
VACATION PAY
Regular Employees may accrue Vacation at the following rates:
| Service Requirements | Monthly Accrual Rate | Annual Accrual Rate |
"Cap" (Max. Accrual) |
|---|---|---|---|
| 1 month to 3 years (1-36 months) |
6.66 hours | 80 hours | 160 hours |
| Years 4 thru 6 (37-72 months) |
10.00 hours | 120 hours | 240 hours |
| Year 7 thru 9 (73-108 months) |
11.33 hours | 136 hours | 272 hours |
| Years 10 thru 15 (109-180 months) |
13.33 hours | 160 hours | 326 hours |
| Year 16 + (181 + months) |
16.00 hours | 192 hours | 384 hours |
Note: Regular Employees who work less than 40 hours per week qualify for vacation on a pro-rata basis.
PERSONAL TIME OFF (PTO)
Regular Employees accrue PTO at the rate of six (6) hours per month (3 hours per pay period). PTO may be used for a personal illness, medical appointments, school appointments, observance of religious holidays, or to conduct personal business.
Note: Regular Employees that work less than forty (40) hours per week qualify for PTO on a pro-rata basis.
HOLIDAY PAY (14 DAYS)
Regular Employees who are regularly scheduled to work 40 hours per week qualify for Holiday Pay. Those holidays are: January 1st; Martin Luther King Jr. Day; Lincoln’s Birthday; Washington’s Birthday; Cesar Chavez’s Birthday, Memorial Day; June 19th; July 4th; Labor Day; Admission Day; Columbus Day; Veteran’s Day; Thanksgiving Day; December 25th. Please see the current Holiday Schedule located on our website for further information.
Note: Regular Employees that work less than forty (40) hours per week qualify for holiday pay on a pro-rata basis.
PERSONAL HOLIDAY
In addition to the 13 holidays observed by CSUSM Corporation, regular employees receive Personal Holiday time each year. Personal Holiday time is available for all eligible employees to use as of January 1st of each year and must be used by December 31st in the same year. The Personal Holiday is capped at a day and one half (1 1/2) each year and must be used in one full day increment (8 hours) and one half day increment (4 hours).
Note: Regular Employees that work less than forty (40) hours per week qualify for the personal holiday on a pro-rata basis.
EDUCATIONAL ASSISTANCE
CSUSM Corporation has established an Education Reimbursement Program which assists regular employees who aspire to higher levels of skills and professional competencies. Educational reimbursement may be used for successful completion of accredited courses leading to an undergraduate or graduate degree that supports the mission of CSUSM Corporation. CSUSM Corporation will reimburse the employee's semester/quarter tuition costs or fees up to $3,200.00 per calendar year (prorated for all Regular employees not working full time or less than 40 hours per week). Transportation expense, parking fees, books, lab fees and other related expenses are NOT covered.
To qualify, a Regular Employee must be employed by CSUSM Corporation for one year and must apply before beginning the coursework. In addition, funds must be available and the application approved by the employee's supervisor well in advance. Please visit the Career Development Education Reimbursement Program Page or contact Human Resources for additional information about this benefit.
WORKERS' COMPENSATION INSURANCE
All employees and registered Corporation volunteers (volunteers) are covered by CSUSM Corporation's Workers’ Compensation Insurance. The cost of the insurance is borne by CSUSM Corporation with no cost to the employee or volunteer. The purpose of Workers’ Compensation is to assist employees and volunteers who have suffered a job-related injury or illness. If you are injured on the job or incur a work-related illness, please contact your supervisor and the Human Resources office immediately in addition to seeking medical treatment with follow-up care as required.
STATE DISABILITY INSURANCE
All of our employees are covered under the State Disability Insurance plan which provides benefits in the event you need to miss work due to a non-work-related accident or illness. A small percentage of your wages will be deducted each pay period for disability insurance. Benefits will begin from the first day you are hospitalized or after the seventh day of illness or accident if you are not hospitalized. You must file a claim with the State to receive this benefit.
An employee must file a claim with the Employment Development Department to receive any benefits. Claim forms for California State Disability benefits can be requested from your nearest California Employment Development Department.
PAID FAMILY LEAVE
All CSUSM Corporation employees will be eligible to receive paid family leave benefits from the State of California in the event they are on an approved leave of absence to care for a seriously ill family member or to bond with a new child. A small percentage of your wages will be deducted each pay period for this paid family leave benefit. You must file a claim with the State to receive this benefit. Please contact Human Resources for additional information related to this program.
UNEMPLOYMENT INSURANCE
All employees are covered by unemployment insurance which provides payment to an eligible individual who is unemployed, physically able to work and available to accept and actively seek employment as directed. CSUSM Corporation pays the entire premium for this insurance for our employees.
JURY DUTY
It is CSUSM Corporation's policy to enable its employees to fulfill their civic obligations. Regular Central Staff and Agency employees are eligible to receive paid jury duty benefits for up to 5 days per year, provided the employee has at least one-year of service with CSUSM Corporation. All other employees are not eligible for paid jury duty benefits but may serve on jury duty on an unpaid basis. Regular employees working on grant, contract or gift funds and all temporary employees are not eligible as well. Employees are required to provide evidence of jury duty attendance in order to be eligible for paid or unpaid time off.
BEREAVEMENT LEAVE
When a death occurs in the employee’s immediate family which necessitates his/her losing regularly scheduled work time due to bereavement, Regular and Part-time and/or Temporary employees who qualify for all other leave benefits will be compensated for a maximum of five (5) days for such lost work. All other employees are not eligible for paid bereavement, although they may request the leave on an unpaid basis. Immediate family means parents, legal guardian, spouse, spouse’s parents, registered domestic partner, children, brothers, brothers-in-law, sisters, sisters-in-law, grandparents, grandparents-in-law, other dependent family members, or significant others living in the employee’s household.
TIME OFF FOR PARENTS
If you are a parent with one or more children in kindergarten, or in grades 1 through 12, you may take time off of up to 40 hours per year to attend authorized school activities which involve one or more of your school-age children.
SERVICE AWARDS
All Part-Time (non-students) and Full-Time Corporation employees are eligible to receive service awards that honor years of cumulative service starting at 5 years. Cumulative service includes stateside employment and Corporation employment including breaks of service less than one year.
FITNESS CENTER
Regular CSUSM Corporation Employees are eligible to receive a discounted membership to the M. Gordon Clarke Fieldhouse/University Student Union Fitness Center located on the campus of Cal State San Marcos. The discounted fee is available through payroll deduction and does require that the employee maintain the membership a minimum of 90 days.
Enterprise Rent-a-Car Discount for Personal Use
CSUSM Corporation employees are eligible to receive a discount when using Enterprise Rent-a-Car for personal use. Contact corp@csusm.edu for additional details.
Rev. 02/13/2024