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Parent Plus Loan

Undergraduate Students - Parent PLUS Loan Eligibility 

  • The parent must be the student's biological or adoptive mother or father. In the case of separation or divorce of a student's parent, either parent may borrow the Parent PLUS Loan.
  • If a parent has remarried, the parent must include spouse‚Äôs information when completing the FAFSA. In this instance, a stepparent (whose information appears on the FAFSA) is also eligible to borrow the Parent PLUS loan.
  • The parent borrower is required to be either a US citizen, permanent resident, or other eligible non-citizen. If the parent-borrower is an eligible non-citizen, he/she must submit a legible copy of both sides of his/her immigration document to the Financial Aid and Scholarship Office. Please review the following information regarding acceptable documentation:
    • Copies of both sides of the documentation (such as a Form I-151; Form I-551; Form I-94;
    • a Certificate of Naturalization; a Certificate of Citizenship) either in person or by mail. Be sure that your photocopies are legible.
  • The student must be enrolled at least half-time (6 units) at the time the PLUS Loan check is disbursed. The loan is canceled if the student drops below half-time enrollment at the time of disbursement. If the student withdraws after loan funds are disbursed, federal regulations require that any institutional refund to the student be forwarded to the federal government, to be credited towards the loan principal.

To apply:

  • Please review the information from the Department of Education on Parent Plus Loans.
  • To apply please complete your credit check and Plus Counseling.Click the "Parent Borrowers" tab, "Apply", and complete your "Plus Loan Master Promissory Note" and your "Plus Counseling".
  • When you complete your credit check you will receive instant notification of your status. CSUSM is not responsible for notifying parents of their credit approval or denial this is done directly with the Department of Education.