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Effective Date of Coverage - Life/AD&D Insurance

Eligible employees are automatically enrolled in the Standard's basic term life and AD&D insurance. The effective date for basic term life and AD&D insurance is the first of the month following appointment.

Premiums automatically cease when an employee goes on:

  • Leave of absence without pay
  • Temporary disability compensation
  • Non-industrial disability leave
  • Industrial disability leave, or
  • Other non-pay status

Premiums will commence once the employee returns to active pay status.

Eligible employees who are granted a leave of absence without pay may continue their participation in the plan by making direct payments of the full premiums to The Standard.