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Effective Date of Coverage - IDL

On the date of injury, the disabled employee shall be compensated for the full amount of time he/she would have worked had the injury not occurred. The disabled employee must, however, serve a three (3) calendar-day waiting period after the date of injury before becoming eligible for Industrial Disability Leave (IDL) benefit payments, unless:

  1. The employee is disabled as a result of an injury growing out of a criminal act of violence against the employee, in which case the employee is eligible for IDL benefit payments from the first day of disability.
  2. The employee is hospitalized on the date of injury, in which case the employee is eligible for IDL benefit payments from the first calendar day following the date of injury.
  3. The employee is hospitalized later because of the disability, in which case the employee is eligible for IDL benefit payments from the first day of the three (3) calendar-day waiting period.
  4. The employee is disabled for more than fourteen (14) calendar days, in which case the employee is eligible for IDL benefit payments from the first day of the three (3) calendar-day waiting period.