Effective Date of Coverage - Life/AD&D Insurance
Eligible employees are automatically enrolled in the Standard's basic term life and AD&D insurance. The effective date for basic term life and AD&D insurance is the first of the month following appointment.
Premiums automatically cease when an employee goes on:
- Leave of absence without pay
- Temporary disability compensation
- Non-industrial disability leave
- Industrial disability leave, or
- Other non-pay status
Premiums will commence once the employee returns to active pay status.
Eligible employees who are granted a leave of absence without pay may continue their participation in the plan by making direct payments of the full premiums to The Standard.