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Open Enrollment for 2021

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Open Enrollment begins September 20th and ends October 15th, 2021

Form Submission Deadline is 4:00 p.m. on Friday, October 15th

The Benefit Enrollment Worksheet should be submitted to hrbenefits@csusm.edu.

The 2022 Dependent Care_Health Care Reimbursement Form is processed/submitted through AdobeSign.

ANNUAL BENEFITS INFORMATION & ENROLLMENT

Please review the 2021 Open Enrollment Benefits Guide Booklet, the information below, as well as the links of information and forms located on the right side bar.

There is nothing required to do, if you do not wish to make any changes to your current medical benefits. Your current elections for these plans will automatically continue for the 2022 Plan Year.  However, you must re-enroll every year in a Health Care and /or Dependent Care Reimbursement Account (HCRA and/or DCRA).

Ready to Enroll

You are able to enroll, change or cancel the benefit plans listed below:

You must re-enroll each year in the DCRA or HCRA plans:

Note: Enrollment in any of the above benefit plans are restricted to Open Enrollment only, unless, a qualified event mid-year has occurred.

Keep in mind, there are also a number of voluntary plans  that you may enroll in, change, or cancel that are not limited to Open Enrollment:

CSU Sponsored Benefits

Non-CSU Sponsored Plans 

Health Plans

Your health plan benefits are provided in partnership with the California Public Employees' Retirement System (CalPERS).

Full details on health plans and changes are available at calpers.ca.gov. For CalPERS Health Plan Statements and direct access to all CalPERS Open Enrollment information as well as changes that are pertinent to you, visit my.calpers.ca.gov

2022 Health Plan Change Highlights

Health Plan Rate Changes

Effective January 1, 2022 rates for most health plans will change.  Refer to the 2022 Health Premium Rate Sheet.

Health Plan Expansion

Coming soon...

Health Plan Reminders

  •  You will receive new health plan ID cards if you change your health plan or enroll for the first time.
  • If you change plans during Open Enrollment and you do not see the correct deduction applied by your February pay warrant, contact the HR Benefits Office at hrbenefits@csusm.edu
  • If you change health plans, do not continue to use your previous health plan after December 31, 2021.

Dental Plans

The CSU pays 100% of the monthly premium cost for dental coverage for you and your eligible dependents.

When it comes to choosing a dental plan, you want benefits to fit the needs of you and your family. Delta Dental PPO and DeltaCare USA HMO both offer comprehensive dental coverage, quality care and excellent customer service.  For information on the offered plans, please go to  deltadentalins.com/csu or call Delta Dental at (800) 626-3108 or DeltaCare at (844) 519-8751.

Delta Dental PPO Plan Enhancement Reminders

  • Diagnostic and Preventative services (ie. cleanings and exams) will not count against your annual maximum. This benefit does not apply if you visit a Delta Dental Premier or non-Delta Dental dentist.
  • SmileWay Wellness Benefit is an enhanced coverage for higher risk employees. Employees with certain qualifying diagnosed medical conditions (diabetes, heart disease, HIV/AIDS, rheumatoid arthritis or stroke) are offered expanded coverage.  In order to use this great enhancement, you will need to "Opt In" to the SmileWay program.  Information on how to "Opt In" can be found on the flyer's below:

Value-Added Features from Delta Dental

  • Hearing Aid Discounts -  Amplifon Hearing Health Care offers discounts on top hearing aid brands offering a 62% average savings off retail hearing aid pricing with a choice of leading hearing aid brands and thousands of hearing care providers.  To enroll visit amplifonusa.com/deltadentalins or by calling (888) 779-1429.
  • LASIK Services - QualSight offers LASIK services that has preferred pricing on LASIK eye surgery with a 40-50% discount off the national average price of Traditional LASIK at over 1000 LASIK locations with credentialed surgeons that have collectively performed 6.5 million procedures. To enroll visit qualsight.com/-delta-dental or call (855) 248-2020.

Vision Plans

Vision plans are offered through Vision Service Plan (VSP). The CSU provides Basic vision insurance automatically for eligible employees and their families at no cost to the employee.  During Open Enrollment, employees have the option to upgrade to an enhanced plan (VSP Premier Plan) for a small monthly cost.

For more information and how to enroll in the Premier Plan, review the VSP Benefits Summary and go to csuactives.vspforme.com/  (Please note: if you upgrade to the Premier Plan, you must also enroll any dependents you wish to have vision coverage, otherwise they will lose their coverage.)

Flexible Spending Account Reminder

All Employees must complete the 2022 Dependent Care/Health Care Reimbursement Account Plans Enrollment Authorization form to enroll in either program for 2022, regardless of participation in 2021. The maximum annual contributions  remain the same for both plans (HCRA -$2,750; DCRA - $5,000).

As well, over-the-counter medications will no longer need a prescription, per the CARES Act with a retroactive date of January 1, 2020.

All first time HCRA participants will be issued 2 ASIFlex Visa Debit Cards, which can be used to pay for qualifying expenses.  There is no cost for the cards and applications are no longer required. 

Employees who currently have a valid ASIFlex Card may continue to use their current card until it expires.