Open Enrollment for 2026 Plans

OPEN ENROLLMENT HAS NOW CLOSED

CSUSM Enrollment Form(s) Submission Dates: 
Begins September 15th, ending at 4:00pm Friday, October 10th

OPEN ENROLLMENT GUIDE   2026 HEALTH PLAN RATES   ENROLLMENT FORMS

Health & Wellness Fair

Thank you to all who joined us for our Health and Wellness Fair, Wednesday, September 10th.  It was another successful event with lots of vendors and activites.

For those that were not able to make our campus event, CSU Systemwide will be holding a Virtual Benefits Fair on September 30th from 11:00 am to 2:00 pm.  Watch for campus communications for details about this event or you can register at CSU Employee Virtual Benefit Fair Registration

Annual Benefits Information & Enrollment

Visit the CSU Systemwide Open Enrollment site to see what's new in 2026 and detailed plan information:

CSU Systemwide Open Enrollment site

• REFERENCE MATERIALS & TIPS

  Open Enrollment Guide Book
  
  2026 CSU Health Plan Rates
  
  Open Enrollment Checklist
  
  Open Enrollment FAQ
  
  Benefits available to employees not eligible for medical benefits
  review the Non-Core Benefits
  
  Do You Know Who Your Beneficiaries Are? Now is a good time to review & update beneficiary Information.

  • How to Update Beneficiary Information
• HEALTH PLANS

  Reference Materials:

  • Guide to Choosing a Health Plan
  • 2026 Monthly CSU Health Plan Rates
  • CalPERS Health Plan Information
  • CalPERS Health Plan Changes
  • CalPERS Health Benefit Summary
  • CalPERS Health Program Guide
  • CalPERS Website *

  *Do not complete/submit the CalPERS Form (HBD-12) found on the CalPERS/MyCalPERS Websites (CSU is excluded from the MyCalPERS Health Enrollment Self-Service feature, and has it's own enrollment form)

• DENTAL PLANS

  Reference Materials:

  • Enhanced Plan Overview/Summary 
  • CSU Dental Plan Video (Duration 6 min)

  CSU continues to pay 100% of the monthly premiums for all dental plans for the employee and eligible dependents.

  Delta Dental Website

• FLEXCASH PROGRAM (in lieu of CSU Health and/or Dental)

  Reference Materials:
  FlexCash Brochure

• VISION PLANS

  Reference Materials:
  Vision Summary Plan/Overview

  CSU continues to pay 100% of the Basic Vision coverage for employee and eligible dependents.  All eligible employees are automatically enrolled in this coverage (Employee + Family) unless they've voluntarily upgraded to the Premier Plan.

  2026 Monthly Rates for the Enhanced Premier Vision Coverage (no rate change):

  • Employee Only: $5.06
  • Employee +1: $17.08
  • Employee + Family: $31.73

  
  How to Enroll/Change/Cancel an Enhanced Vision Plan:
  VSP Enrollment Made Easy Flyer
  

  If canceling VSP Premier, you will automatically be placed back on the VSP Basic Coverage (Employee+Family). Past service carries over from VSP Premier to VSP Basic.

  Contact VSP at (800) 400-4569 with any questions

  VSP Website

• FLEXIBLE SPENDING ACCOUNTS - FSA (HCRA/DCRA)

  Reference Materials:
  HCRA Brochure
  DCRA Brochure

  You must re-enroll in either Flexible Spending Account every plan year. These plans do not carry over.

  2026 Contribution Amounts (increased from 2025):

  Plan Type	Monthly Min.	Monthly Max.	Annual Max.
  HCRA	$20.00	$275.00	$3,300.00
  DCRA	$20.00	$625.00	$7,500.00

  ASIFlex Website

• ENROLLMENT FORMS

  Enrollment forms are through AdobeSign.  Please ensure you enter your email address correctly to be sent the form. 
  (If you chose the wrong form or changed your mind, please cancel the request.)

  • Benefit Enrollment Worksheet - Health/Dental/FlexCash 
    (Select "FA-Human_Resources(HR)-2026_Open_Enrollment_BEW_Plan_Year" from dropdown)
    TIPS:
    • Your name will auto-fill on this form once signed based on your email address
    • Your legal name will automatically be used when processing the election
    • Do not complete the CalPERS HBD-12 form to make a plan change.
      
      

  • Flexible Spending Accounts - HCRA/DCRA
    (Select "FA_Human_Resources(HR)-2026_DCRA_HCRA_Enrollment_Form" from dropdown)
    TIPS:
    • Elect "Open Enrollment" in Section 1 (Type of Enrollment)
    • Your name will auto-fill on this form once signed
    • You'll be asked to Initial in both Programs but only enter the monthly deduction amount for the Program(s), you wish to enroll in (Leave monthly deduction box blank if you are not enrolling in that Program.)
      
      

  • VSP Premier- enroll directly on VSP website
    (VSP will provide confirmations directly)

  Enrollment in all other plans are completed directly with the Plan Vendor, following their process and procedure.  Visit the CSU Systemwide Open Enrollment Site

• WHAT TO EXPECT

  For Enrollment/Changes/Cancellations of Health, Dental, or FlexCash and Enrollment in the HCRA/DCRA Program(s):

  • OHR Benefits Office will provide an email confirmation within 48 hours of receiving a request.  (Please reach out to hrbenefits@csusm.edu if you do not receive an email response)
  • OHR Benefits Office will not except requests received past the October 10, 2025 4:00 p.m. deadline.
  • OHR Benefits Office will process the request and provide another email to confirm the enrollment/change/cancellation has been completed.
  • OHR will communicate any known issues related to a delay in processing.

Contact the Benefits Office at hrbenefits@csusm.edu with benefit questions.

ALL OPEN ENROLLMENT ELECTIONS TAKE EFFECT, January 1, 2026, AND SHOULD REFLECT ON YOUR December 2025 PAY PERIOD/JANUARY 1 PAY WARRANT. Please contact the OHR Benefits Team, for further assistance,  if you do not see the correct information on your January Pay Warrant.