department menu

Annual & Aggregate Loan Limit

Grade Level Earned Credits Dependent Undergraduate Student Independent Student
Freshman 0-29 $5,500 - a maximum of $3,500 can be subsidized $9,500 - a maximum of $3,500 can be subsidized
Sophomore 30-59 $6,500 - a maximum of $4,500 can be subsidized $10,500 - a maximum of $4,500 can be subsidized
Junior 60-89 $7,500 - a maximum of $5,500 can be subsidized $12,500 - a maximum of $5,500 can be subsidized
Senior 90+ $7,500 - a maximum of $5,500 can be subsidized $12,500 - a maximum of $5,500 can be subsidized
Graduate N/A N/A $20,500
Subsidized and Unsubsidized Aggregate Loan Limit N/A $31,000 - no more than $23,000 of this amount may be in subsidized loans

$57,500 for undergraduates - no more than $23,000 of this amount may be in subsidized loans.

$138,500 for graduate or professional students - no more than $65,000 of this amount may be in subsidized loans (the graduate aggregate limit includes all federal loans received for undergraduate study).