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Andreas Rauterkus, Ph.D.

Associate Professor and Department of Finance Chair, CSUSM 

Andreas Rauterkus earned his Ph.D. in Finance from the University of Cincinnati. He also holds a M.B.A. from East Carolina University and an undergraduate/graduate degree in Finance and Banking from J.W. Goethe University in his native Frankfurt/Main, Germany.  Dr. Rauterkus spent three years as a Finance instructor at Louisiana State University in Baton Rouge, he taught at Siena College in Loudonville, NY, at the University of Alabama at Birmingham, and is currently an associate professor of finance at CSU San Marcos. 

His research interests are in financial institutions and Credit markets with an emphasis on conflict of interest situations in international banking.  Further, Dr. Rauterkus possesses comparative knowledge of international banking systems and current trends – especially with respect to European Union countries.  Most recently, Dr. Rauterkus focused his research on small business lending, the impact of lender distance on loan performance and the role of credit unions.  In addition, Dr. Rauterkus conducts research on the effect of the foreclosure crisis on credit analysis and mortgage lending decisions.  Dr. Rauterkus has presented his research at conferences in the USA and Europe. His research has been published in a book and academic journals.  He was awarded a research fellowship by the FDIC’s Center for Financial Studies.  Furthermore, Dr. Rauterkus has been interviewed on numerous topics concerning the economy and financial markets and institutions by regional, national and international media outlets.