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Short Term Loans

Short-Term Loans

The short-term loan program provides no-cost, short-term financial assistance to CSUSM students for unexpected expenses, related to their pursuit of education. 

Short-term loans are possible through generous donors who have made these funds available for urgent student needs.  The availability of funds for short-term loans is dependent upon students repaying their loans by the due date (8 weeks from issue date).

Terms of Loan

Students, for short-term loans, can request up to a maximum of $500.  No interest or fees are charged if repaid on-time.

Short-term loans must repaid no later than 8 weeks from the loan issue date.

Students can receive only one short-term loan per semester (Spring or Fall), and should budget accordingly.


To be eligible for a short-term loan, a student:

  • Must be currently admitted and enrolled.
  • Must be a student (faculty/staff are ineligible)
  • Cannot have an outstanding short-term loan (only one per semester allowed)
  • Cannot be currently past-due on their student account
  • Must not have defaulted on a prior short-term loan

How to Apply

Students wishing to apply for a short-term loan can initiate the process by contacting Student Financial Services.

  • By email:
  • By fax: (760) 750-3158
  • In person: Cougar Central (Administrative Building 3800) Monday - Friday, 8:00 am – 5:00 pm

Upon initiating the process with Student Financial Services, students can complete the application online via their Student Center.

Short-term loan checks are processed twice a week, and typically are available to pick-up at Student Financial Services 1-2 business days after submitting an application.

Checks not picked up within ten (10) days, will be cancelled.

Please note:  Short-term loan applications are processed in the order in which they are received, and as funds permit.  Applications that are incomplete, or include incorrect information, will not be processed.  Short-term loan funds are available as previous loans are repaid, and the funds are replenished.