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Short Term Loans

Short-Term Loans

The short-term loan program provides no-cost, short-term financial assistance to CSUSM students for unexpected expenses, related to their pursuit of education. 

Short-term loans are possible through generous donors who have made these funds available for urgent student needs.  The availability of funds for short-term loans is dependent upon students repaying their loans by the due date (8 weeks from issue date).

Terms of Loan

Students, for short-term loans, can request up to a maximum of $500.  No interest or fees are charged if repaid on-time.

Short-term loans must repaid no later than 8 weeks from the loan issue date.

Students can receive only one short-term loan per semester (Spring or Fall), and should budget accordingly.


To be eligible for a short-term loan, a student:

  • Must be currently admitted and enrolled.
  • Must be a student (faculty/staff are ineligible)
  • Cannot have an outstanding short-term loan (only one per semester allowed)
  • Cannot be currently past-due on their student account
  • Must not have defaulted on a prior short-term loan

How to Apply

Students wishing to apply for a short-term loan can initiate the process by emailing Student Financial Services at

Upon initiating the process with Student Financial Services, students can complete the application online via their Student Center.

Short-term loan checks are processed twice a week. An SFS representative will contact you once your check is available for pickup.

Checks not picked up within ten (10) days will be cancelled.

Please note:  Short-term loan applications are processed in the order in which they are received and as funds permit.  Applications that are incomplete, or include incorrect information, will not be processed.  Short-term loan funds are available as previous loans are repaid, and the funds are replenished.