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MANAGEMENT
Human Resources

Open Enrollment

YOUR HEALTH IS YOUR WEALTH
Make an investment in yourself

Father and child in the kitchen
Enrollment Period - September 18th to October 13th
Open Enrollment for 2024
CSUSM Enrollment Form(s) Submission Dates: 
Begin September 18th, ending at 4:00pm Friday, October 13th
Open Enrollment Guide2024 Health Plan RatesEnroll Now
Health & Wellness Fair
Join Us
Health & Wellness Fair

Thank you to everyone that attended our Health and Wellness Fair, Tuesday, September 19th. 

It was so exciting to see everyone and hope you enjoyed the vendors, as much as the vendors all enjoyed meeting with you.

 

 

Congratulations to our Raffle Winners from this year's Health & Wellness Fair

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  • Raffle Winners & Prizes

    Zayla Paschall
    Target Gift Card (Children's Physicians)

    Carolyn Macias
    Tote Bag & Pen (Fidelity)

    Jason Mendoza
    Cook Book (American Heart Association)

    Nasrin Decoux
    Electric Toothbruch (Delta Dental)

    Randall Hegner
    Survival Essentials Kit (CSUSM Emergency)

    Sally Serrin Melena
    Tumbler (ASIFlex)

    Rosa Hunt
    Powerbank (ARAG Legal)

    Cristian McGough & Noelle Reed
    Swag Bags (Palliative Care)

    Lindsay DeJong
    Sunglasses (VSP)

    Cathy Nguyen
    Swag Backpack (Orange Theory)

    TJ Robertson
    Swag Bag (Campus Recreation)

    Amy Sprout
    Swag Bag (Grand Dentistry)

    Lisa Dickinson & Saida Rivas
    Swag Bag (California Casualty)

    Jovani Vega & Vielka Tovar
    Swag Bundle (The Camp Transformation)

    Brian Barry, Tammy Marchand & Elizabeth Rallos
    Gift Cards (Mission Federal)

    Joanne Macias & Dana Edstrom
    Produce Box (Farm Fresh to You)


CSU Systemwide Virtual Benefits Fair

Thank you to everyone that joined the CSU Systemwide Virtual Benefits Fair on September 28, 2023 from 11:00 am to 2:00 pm, and stopped by our virtual booth.  If you still have Open Enrollment questions, please feel free to reach out to the Benefits Office and we'll be happy to assist.

ANNUAL BENEFITS INFORMATION & ENROLLMENT

Please review the provided Open Enrollment Information. 
Additional information can be found on the CSU Systemwide Open Enrollment site.

Do I need to make any changes?

Health, Dental, Vision

If you do not wish to make any changes to your current health, dental, vision or voluntary plans, you do not need to do anything during Open Enrollment. Your current elections for these plans will automatically continue for the 2024 Plan Year

Flexible Spending Accounts

You must re-enroll every year in a Health Care and/or Dependent Care Reimbursement Account (HCRA and/or DCRA)

What's New for 2024?

Health Plan Rate Changes
Effective January 1, 2024, rates for most health plans will change.

BlueShield Access + HMO:  Away from Home Care Program
Members and their dependents can access HMO care when they reside outside of California, providing students, long-term travelers, and families living apart convenience and flexibility, when meeting the criteria.  View the Program Flyer for more information or speak with a representative at (800) 622-9402.

HealthNet Smart Care Removed from the CalPERS Health Program
Effective January 1, 2024, HealthNet Smart Care will no longer be an available health plan to CSU employees.
Employees who are in this plan will need to elect a different health plan coverage during Open Enrollment.
Employees currently enrolled in HealthNet Smart Care will be administratively transferred to Blue Shield Access+ effective January 1, 2024 if they don’t make a plan change.

HCRA Contribution Rates Increasing
The new maximum monthly contribution rate for the Health Care Reimbursement Account will increase from $237.50 to $254.16, bringing the maximum annual amount to $3,050.00.  The minimum monthly contribution remains $20.00, and there are no changes to the Dependent Care Reimbursement Account (DCRA) amounts.

Legal Insurance Plan Carrier Change and Enhancements
Effective January 1, 2024 voluntary legal insurance benefits will now be provided by ARAG®. You’ll receive greater legal protection with no loss in coverage at a lower price. ARAG offers you access to local network attorneys who can help you address life’s legal situations.  Monthly Rate is $16.95.

Plus, network attorney fees are 100% paid in full for most covered matters. ARAG legal plan coverage can only be enrolled in during Open Enrollment.​

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Enroll/Change/Cancel your plan

We are using AdobeSign for enrollment.

Benefit Enrollment

You should recieve confirmation via AdobeSign after completion.
Contact hrbenefits@csusm.edu if you have any questions.

Voluntary Plans

Employees will enroll in these plans directly with the plan vendors through their websites, and follow their processing guides and timelines.  Questions about the benefits should be discussed directly with the plan vendors.

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  • ACCIDENT INSURANCE -(The Standard)

    Accidents can happen when least expected, and while they can’t always be prevented, you can have the financial support to make your recovery less expensive and stressful. This insurance, provided by The Standard, can help with out-of-pocket expenses such as deductibles, copay, transportation to medical centers, and more.

    You can only enroll or cancel during an Open Enrollment period.
    Additional Information
    Accident Insurance Video
    Accident Insurance Brochure
    The Standard Website
    Contact (800) 378-5745

  • AD&D INSURANCE -(The Standard)

    You are eligible to purchase group Accidental Death and Dismemberment (AD&D) insurance that covers you and your dependents in the event of death or dismemberment as a result of a covered accident. You may elect up to $1 million in coverage. Coverage for spouse/registered domestic partner and dependent child(ren) coverage are also available.

    You may enroll or cancel at any time.
    Additional Information
    AD&D Insurance Video
    AD&D Insurance Brochure
    The Standard Website
    Contact (800) 378-5745

  • AUTO, HOME & RENTERS INSURANCE - (California Casualty)
  • CRITICAL ILLNESS INSURANCE -(The Standard)

    Group Critical Illness Insurance is offered through The Standard, which provides a lump-sum payment to cover out-of-pocket medical expenses and costs associated with life changes following the diagnosis of a covered critical illness. In addition, there are cash benefits for specified health screenings. You and/or your spouse/registered domestic partner must be between the ages of 18-64 and enrolled in a health insurance plan to participate in this plan.

    You can only enroll or cancel during Open Enrollment.
    Additional Information
    Critical Illness Video
    Critical Illness Brochure
    The Standard Website
    Contact (800) 378-5745

  • LEGAL INSURANCE -(ARAG®)
    You can’t predict the future, but you can plan for it. An ARAG® legal insurance plan isn’t just for the serious issues. It’s for events you plan for, like getting married or creating a will. Or the unexpected situations, like a traffic ticket or landlord dispute. Network attorney fees are 100% paid in full for most covered matters. Benefit from a wide range of coverage and services to protect you and your loved ones.

    You can only enroll during open enrollment. (If you are currently enrolled in the MetLife Legal Plan, you will be automatically enrolled in this new benefit, unless you choose to opt out.)

    Additional Information
    Legal Insurance Brochure
    ARAG Legal Insurance Website
    Contact (800) 247-4184.
  • LIFE INSURANCE -(The Standard)

    You have the opportunity to purchase group life insurance for you and your eligible dependents. Employees have the opportunity to enroll or increase supplemental life insurance at any time. However, evidence of insurability may be required. 

    You may enroll or cancel at any time.
    Additional Information
    Life Insurance Video
    Life Insurance Brochure
    The Standard Website
    Contact (800) 378-5745

  • LTD INSURANCE -(The Standard)
    You have the opportunity to purchase a level of group disability insurance with either a 30-day or 90-day waiting period. Employees automatically enrolled in the CSU employer-paid LTD plan are not eligible to participate in this voluntary plan.

    Employees may enroll or cancel at any time.
    Additional Information
    LTD Insurance Video
    LTD Insurance Brochure
    The Standard Website
    Contact (800) 378-5745

  • PET INSURANCE -(Nationwide)
    Whether they have two legs or four, every family member deserves quality health care. That’s why this pet health insurance gives you the freedom to use any vet, anywhere, including specialist and emergency providers. Nationwide offers various benefit options for your pets. This insurance can cover your pet’s accidents, illness and even preventive care and wellness services. Plans are available for dogs, cats, birds, small mammals and exotics (such as reptiles).

    Employees may enroll or cancel at any time.​ 
    Additional Information
    CSU Nationwide Website
    Contact (877) 738-7874
  • 403(b) SUPPLEMENTAL RETIREMENT PROGRAM - (Fidelity)

    The CSU provides you the opportunity to participate in the 403(b) Supplemental Retirement Plan (SRP). The SRP is a voluntary program that can help you save money on taxes, invest in your future and supplement your income in retirement. By contributing into the CSU 403(b) SRP, you can improve your chances of reaching your retirement goals.

    There are two ways you can contribute:

    Pretax Option​ - Save for retirement by investing monthly pretax contributions in tax-deferred investments. Pretax contributions mean more savings go toward your retirement goals than after-tax savings.

    Roth Contribution (After-Tax) Option - Unlike a traditional pretax 403(b), a Roth 403(b) allows you to contribute after-tax dollars and then withdraw tax-free dollars from your account when you retire.

    You can enroll or cancel the plan at anytime.  To enroll, you can:

    • Call Fidelity at (800) 642-7131 and mention CSU plan number 50537
    • Complete a CSU Paper Form, and return to the OHR Benefits Office
    • Go to the ​website
      • ​Click on the “Enroll Now” button
      • Enter ​​your information, including CSU plan number 50537

    Additional Information
    Schedule a one-on-one appointment with a dedicated CSU Fidelity Retirement Planner (Appointment Scheduler)
    CSU Fidelity Website
    Contact (800) 603-4015 (Reference Group Plan # 50537)


ALL OPEN ENROLLMENT ELECTIONS TAKE EFFECT, January 1, 2024, AND SHOULD REFLECT ON YOUR December 2023 PAY WARRANT. Please contact the OHR Benefits Team, for further assistance,  if you do not see the correct information on your December Pay Warrant.