Voluntary Life, AD&D and LTD Insurance

The Standard® currently provides CSU Employer-Paid Life, Accident Death & Dismemberment(AD&D), and Long-Term Disability Insurance to benefit eligible employee groups per their Collective Bargaining Unit.

The Standard® also offers voluntary plans to eligible employees as an added way of protecting your income.

• Voluntary Group Life Insurance
  • Employees may purchase protection for themselves and eligible family members including spouse/domestic partner and dependent children.
  • New employees qualify for Guarantee Issue coverage if application submitted within 60 days of start of employment. Under the Guarantee Issue provision, employees may apply (without answering medical questions) for coverage up to:
    • $150,000 for themselves;
    • $50,000 for their spouse/registered domestic partner
    • $20,000 for each dependent child
  • Amounts in excess of the Guarantee Issue, up to the maximum limits, may be chosen and require evidence of insurabilty.
  • Coverage elected more than 60 days from date of employment will be subject to evidence of insurability.

  Additional Information: 
  Voluntary Life Insurance Brochure
  CSU The Standard® website
  Contact (800) 378-5745 to speak with The Standard's designated CSU Plan Representative.

• Voluntary Group AD&D Insurance
  • The plan pays a benefit to the employee or his/her selected beneficiary in the event of death due to an accident or dismemberment at a benefit level selected by the employee.
  • Coverage for spouse, registered domestic partner and dependent child is available at an additional cost.
  • Eligible employees can enroll at any time during the year and will not be subject to Evidence of Insurability.

  Additional Information: 
  Voluntary AD&D Insurance Brochure
  CSU The Standard® website
  Contact (800) 378-5745 to speak with The Standard's designated CSU Plan Representative.

• Voluntary Group Long-Term Disability Insurance
  • The plan provides loss of income protection (up to 60%) due to a qualified disability.
  • New employees may enroll in this plan with Guaranteed Issue (no health questions asked) within 60 day of employement.  Employees with CSU Employer-Paid LTD are not eligibleto enroll in a voluntary plan.
  • Coverage elected more than 60 days from date of employment will be subject to evidence of insurability.
  • You can purchase a level of insurance that fits your need, with either a 30-day or 90-day waiting period.

  Additional Information: 
  Voluntary Long-Term Disability Insurance Brochure
  CSU The Standard® website
  Contact (800) 378-5745 to speak with The Standard's designated CSU Plan Representative.

Enrollment Process

To enroll in either of these programs, simply use one of the follow options below:

1. Complete the enrollment at standard.benselect.com/csu.
2. Complete the Enrollment Form and the CSU Payroll Deduction Authorization Form and return them to The Standard® at: 

CSU Benefits Team
Standard Insurance Company
900 SW Fifth Avenue
Portland, OR  97204

For more information about how to apply for coverage or if you have additional questions, including technical issues, please contact The Standard® at 800-378-5745.