Open Enrollment for 2027 Plans

Review the Open Enrollment Guide, Health Plan Rates and visit the CSU Systemwide Open Enrollment site to see what's new in 2027 and obtain detailed plan information:

CSU SYSTEMWIDE OPEN ENROLLMENT SITE

Thank you to all who joined our Health and Wellness Fair and made it a success. 

For those that couldn't make it or missed an opportunity to ask questions with one of the benefit carriers, please join the CSU Systemwide Virutal Benefits Fair on October 1, 2026 from 11:00 a.m. to 2:00 p.m.  Watch for upcoming campus communications and register for the CSU Systemwide Virtual Benefits Fair.

We look forward to seeing you there!

Annual Benefits Information & Enrollment

• REFERENCE MATERIALS & TIPS

  Open Enrollment Checklist
  
  Open Enrollment FAQ
  
  Benefits available to employees not eligible for medical benefits
  review the Non-Core Benefits

  CHRS Self-Service: Open Enrollment Job Aid
  CHRS Self-Service Guides: Open Enrollment Quick Links
  
  Do You Know Who Your Beneficiaries Are? Now is a good time to review & update beneficiary Information.

  • How to Update Beneficiary Information
• HEALTH PLANS

  Reference Materials: - Updates Coming Soon

  • Guide to Choosing a Health Plan
  • 2027 Monthly CSU Health Plan Rates
  • CalPERS Health Plan Information
  • CalPERS Health Plan Changes
  • CalPERS Health Benefit Summary
  • CalPERS Health Program Guide
  • CalPERS Website *

  *Do not complete/submit the CalPERS Form (HBD-12) found on the CalPERS/MyCalPERS Websites (CSU is excluded from the MyCalPERS Health Enrollment Self-Service feature, and has it's own enrollment process)

• DENTAL PLANS

  Reference Materials:

  • Enhanced Plan Overview/Summary 
  • CSU Dental Plan Video (Duration 6 min)

  CSU continues to pay 100% of the monthly premiums for all dental plans for the employee and eligible dependents.

  Delta Dental Website

• FLEX CASH PROGRAM (in lieu of CSU Health and/or Dental)

  Reference Materials:
  Flex Cash Brochure

• VISION PLANS

  Reference Materials:
  Vision Summary Plan/Overview

  CSU continues to pay 100% of the Basic Vision coverage for employee and eligible dependents.  All eligible employees are automatically enrolled in this coverage (Employee + Family) unless elected to voluntarily upgraded to the Enhanced Premier Plan.

  2027 Monthly Rates for the Enhanced Premier Vision Coverage (no rate change):

  • Employee Only: $5.06
  • Employee +1: $17.08
  • Employee + Family: $31.73

  
  How to Enroll/Change/Cancel an Enhanced Vision Plan:
  VSP Enrollment Made Easy Flyer
  

  If canceling VSP Premier, you will automatically be placed back on the VSP Basic Coverage (Employee+Family). Past service carries over from VSP Premier to VSP Basic.

  Contact VSP at (800) 400-4569 with any questions

  VSP Website

• FLEXIBLE SPENDING ACCOUNTS - FSA (HCRA/DCRA)

  Reference Materials:
  HCRA Brochure 
  DCRA Brochure 

  You must re-enroll in either Flexible Spending Account every plan year. These plans do not carry over.

  2027 Contribution Amounts

  Plan Type	Monthly Min.	Monthly Max.	Annual Max.
  HCRA	$20.00	$283.33	$3,400.00
  DCRA - (Annual Salary less than $160,000.)	$20.00	$625.00	$7,500.00
  DCRA -  (Annual Salary more than $160,000.)	$20.00	$416.66	$5,000.00

  ASIFlex Website

• HOW TO ENROLL/CHANGE or CANCEL

  Health, Dental, Flex Cash and/or Flexible Spending Accounts (HCRA/DCRA):

  • Log in to MyCSUSM Portal
  • Go to My HR Resources and select the Employee Self-Service Center on the left hand drop down, if not already reflected.
  • From the Employee Self-Service Center, select the Open Enrollment tile.
  • Use the Open Enrollment Job Aid for step-by-step instructions

  Common Human Resources System (CHRS) Open Enrollment Quick Links:
  Start Open Enrollment
  Medical and/or Dental
  Add Dependents
  Flex Cash Benefits (Medical/Dental)
  Health Care Reimbursement Account
  Dependent Care Reimbursement Account
  Submit, Authorize and Complete your Open Enrollment Options
  Print Benefits Enrollment Preview and Confirmation

  VSP Premier Vision Plan:

  • Enroll/Change/Cancel electronically through the VSP website
  • VSP will provide confirmations directly

  Enrollment in all other plans are completed directly with the Plan Vendor, following their process and procedure.  Visit the CSU Systemwide Open Enrollment Site

• HOW TO SUBMIT SUPPORTING DOCUMENTATION

  Gather the supporting documentation that may be required to complete your Open Enrollment using one of the following methods:

  • Electronically via MOVEit to Justine Cook at jcook@csusm.edu (MOVEit Instructions)
  • Scan/Email encrypted to hrbenefits@csusm.edu (To encrypt, enter csusm-encrypt in the Email Subject Line)
  • Drop off at the Office of Human Resources (Administration Bldg - 4800) during normal business hours.
• WHAT TO EXPECT

  For Enrollment/Changes/Cancellations of Health, Dental, or Flex Cash and Enrollment in the HCRA/DCRA Program(s):

  • OHR Benefits Office will provide an email confirmation within 48 hours of receiving a request.  (Please reach out to hrbenefits@csusm.edu if you do not receive an email response)
  • OHR Benefits Office will not except requests received past the October 9, 2026 11:59 p.m. deadline.  Open Enrollment Tile will be closed.
  • OHR Benefits Office will process the request and provide another email to confirm the enrollment/change/cancellation has been completed.
  • OHR will communicate any known issues related to a delay in processing.

  For Voluntary Enrollment/Changes/Cancellations - the plan vendor will provide confirmation of the request.  Maintain for your records.

Contact the Benefits Office at hrbenefits@csusm.edu with benefit questions.

ALL OPEN ENROLLMENT ELECTIONS TAKE EFFECT, January 1, 2027, AND SHOULD REFLECT ON YOUR December 2026 PAY PERIOD/JANUARY 1 PAY WARRANT. Please contact the OHR Benefits Team, for further assistance,  if you do not see the correct information on your January Pay Warrant.