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CalPERS Long Term Care Plan

CalPERS has currently suspended open enrollment in their Long-Term Care program due to the uncertainty in the long-care term market and is no longer accepting applications. CalPERS released information on how current Long-Term Care Policyholders will be impacted by a rate increase phased over a two year period, ending November 2022, along with details of members eligible for an award settlement in their current Class Action Lawsuit.  Additional information can be found on the website links provided below.

Long-Term Care Coverage can be a valuable tool in your financial and retirement planning.  The CalPERS Long-Term Care product is designed to provide innovative, contemporary coverage with the flexibility to meet a variety of participant's needs.

  • CalPERS Long-Term Care covers certain services provided in a setting other than an acute care unit of a hospital, such as a nursing home, residential care facility, adult day care center or in the home, according to the plan selected.
  • A person requires long-term care when he or she needs help with  two or more of the six Activities of Daily Living (ADLs): bathing, dressing, toileting, transferring (moving in and out of a bed, chair or wheelchair), eating or continence.
  • Three plans to choose from: (a) comprehensive, (b) facilities only, and (c) partnership.
  • Offered to all CalPERS employees, spouses, parents, parents-in-law and siblings (age 18 and older).

Additional Information

CalPERS Long-Term Care program site
Contact the CalPERS Long-Term Care Program at 1-800-908-9119